UK Property Calculators Hub
Every calculator on the site, grouped by stage of the buying journey. All UK-focused, all free, all current for the 2026 tax year.
Start here: the flagship
Home Buying Budget Planner — the composed answer. One set of inputs, every upfront and monthly cost of buying your home, with statutory tax clearly separated from estimates.
Choosing the right stamp duty calculator
Most buyers in England and Northern Ireland only need the main SDLT calculator. It covers home movers, first-time buyers, additional properties and non-UK residents in one place. Use a dedicated calculator when your situation needs extra explanation:
- First purchase: the relief checker confirms whether every buyer qualifies. If one buyer has owned a home anywhere in the world, the relief is lost.
- Keeping your current home: the buy-to-let and second home calculators apply the 5% surcharge.
- Buying in Scotland or Wales: SDLT does not apply there. Use the LBTT or LTT calculator.
- Already paid: the surcharge refund calculator shows what you can reclaim if you sold your previous main home within 3 years.
Stamp duty (SDLT)
- Standard SDLT Calculator — residential rates for England & NI
- First-Time Buyer SDLT Calculator — with £300k nil-rate relief applied
- Buy-to-Let SDLT Calculator — includes 5% additional surcharge
- Second Home SDLT Calculator — 5% surcharge on purchases of £40,000 or more
- Non-Resident SDLT Calculator — adds 2% non-UK-resident surcharge
- Mixed-Use SDLT Calculator — commercial rate schedule
- Multiple Dwellings Relief Calculator — historic relief, abolished from 1 June 2024
- SDLT Refund Calculator — overpaid tax reclaim
- Surcharge Refund Calculator — 3-year sell-previous-home reclaim
- FTB Relief Eligibility Checker
- Wales — Land Transaction Tax Calculator
- Scotland — Land & Buildings Transaction Tax Calculator
Mortgage
- Mortgage Repayment Calculator
- Mortgage Interest Calculator
- Mortgage Overpayment Calculator
- Early Repayment Charge Calculator
- Remortgage Savings Calculator
- Mortgage Affordability Calculator
- Affordability Buffer Calculator
- Mortgage Stress Test Calculator
- LTV Calculator
- Home Equity Calculator
Deposit
Buying costs
- Home Buying Cost Calculator
- Conveyancing Fees Calculator
- Conveyancing Comparison Calculator
- Survey Cost Calculator
- Buy vs Rent Calculator
Moving & selling
Ongoing ownership
Guides & hubs
Last reviewed: 2 November 2026.